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977 N Oakland Avenue, Decatur, IL 62522.
Welcome to this charming 4-bedroom, 2-bath home offering space, comfort, and entertainment for the whole family. Inside you'll find a warm and inviting living room complete with a fireplace and abundant natural light. The spacious kitchen and dining area flow seamlessly for everyday living and entertaining. Upstairs, you'll find generously sized bedrooms and an updated full bath. The partially finished basement is the ultimate entertainment space - featuring a surround sound system, theatre seating, projector screen, and a second fireplace for those cozy movie nights. The basement also features a flexible bonus room - perfect for a home office, nursery, or playroom. Don't miss the unique water features and huge fish tank! Enjoy mornings on the welcoming front porch or relax in the partially fenced backyard, perfect for pets, play, and gatherings. Additional highlights include a new A/C, newer roof, 2 furnaces, 2 sump pumps, perimeter tiling in basement, top of the line generator, and plenty of storage throughout. This home blends charm and functionality with modern comforts - ready for you to move in and make it your own! Roof less than 7 years old.
MLS ID: 12501412
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977 N Oakland Avenue, Decatur, IL 62522.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $140,000 | $140,000 | $140,000 |
| Down Payment | $28,000 | $4,900 | $35,000 |
| Monthly Mortgage Amount | $654 | $791 | $851 |
| Taxes | $195 | $195 | $195 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $62 | $0 |
| Monthly Estimated Total | $949 | $1,148 | $1,146 |